How do I split costs on a group Morocco trip?

The cleanest way to split a group trip is to separate two pots in everyone's mind from day one: shared costs and personal costs. Shared costs are the things the whole group consumes equally — the private driver and vehicle, the whole-riad or hotel-block booking, group dinners, the desert camp, a guide. Personal costs are everything individual: the rug you fall in love with, the optional quad-biking add-on, your bar tab, the souvenirs. Mixing these is where group money turns sour, so I always have the organiser draw that line out loud at the start.

For the shared pot, the system that works is an upfront kitty. The organiser totals the big shared costs, divides by heads, and collects everyone's equal contribution before the trip — ideally settled and in their account before anyone flies. This matters more than people expect: it means nobody is doing awkward mental arithmetic at every restaurant, and the person who organised the trip is not quietly fronting thousands and chasing repayment for months afterwards. I have watched that resentment ruin otherwise lovely trips. Pay in advance and the money simply disappears as a worry.

On the ground, give one person — usually the organiser or a deputy — a cash float from the kitty to handle the shared dailies: the group lunch, the parking guardians, the bag-carrier tips, the round of mint teas. Morocco runs heavily on cash and small notes, so a designated kitty-holder carrying a sensible float, topped up from a group ATM run, stops fifteen people fumbling for change at every stop. Keep a running note on your phone so the kitty stays transparent and you can square up any small surplus or shortfall at the end.

For everything that is not perfectly equal, a splitting app earns its keep. If a few people did the cooking class and others did the hammam, or one person paid for a taxi the whole group shared, a tool like Splitwise records who-owes-whom and settles it in one tidy transaction at the end rather than a dozen messy ones. My honest advice: agree the splitting method and the app before you land, not over an argument about a dinner bill on night three. Groups that sort the money rules upfront genuinely enjoy each other more for the whole trip.