Are there ATMs everywhere in Morocco?

In the cities, yes — ATMs (locals call them GAB) are everywhere and dependable. Marrakech, Casablanca, Fes, Rabat, Agadir and the main tourist towns are full of bank machines from the big banks — Attijariwafa, BMCE, Banque Populaire — that accept international Visa and Mastercard without drama. You won't struggle to get dirhams in any urban area, and most have an English-language option on screen.

The picture flips as you go rural. Smaller towns might have just one or two machines that occasionally run dry or go offline, and out in the desert and remote Atlas villages there may be none at all for a long stretch. This is exactly why I bang on about withdrawing in a city before you head into the Sahara — the last reliable ATM might be in Erfoud or Rissani before Merzouga, or Ouarzazate before the deep south, and you don't want to discover the village 'bank' is closed for the season with an empty wallet.

A few habits keep withdrawals smooth and cheap. Use ATMs physically attached to a bank branch rather than standalone ones in shops or dim alleys — they're safer and less likely to be tampered with, and you've got staff inside if your card gets eaten. Withdrawals carry a fixed Moroccan fee per transaction (often around 20–30 dirhams) on top of whatever your home bank charges, so take out a larger sensible amount in one go rather than lots of small dips. Watch the daily withdrawal cap, which can be modest, and beware machines offering to charge you in your home currency — always choose dirhams (decline 'dynamic currency conversion') for a better rate.

Two final prep tips. Tell your bank you're travelling so a Moroccan withdrawal doesn't trip a fraud freeze, and carry a backup card from a different network in case one gets blocked or swallowed. Dirhams are a closed currency you can't realistically obtain before arrival, so your plan is simple: land, withdraw a good chunk from a reputable city ATM in the first day or two, keep it topped up while you're near banks, and load up properly before any rural or desert leg. Do that and the patchy rural ATM coverage never becomes a problem.